@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/inter-normal-400-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/inter-normal-400-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/inter-normal-400-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Newsreader';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/newsreader-italic-400-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Newsreader';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/newsreader-normal-400-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Newsreader';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/newsreader-normal-400-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

  :root{
    --navy:#0F2A4A; --navy-2:#173B63; --ink:#16202B; --muted:#5A6573; --line:#E3DED5;
    --paper:#F7F4EE; --card:#FFFFFF; --gold:#C9A227; --gold-soft:#F3EAD0; --ok:#2F7D4F;
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 Inter,system-ui,-apple-system,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
  a{color:inherit}
  .wrap{max-width:1120px;margin:0 auto;padding:0 24px}
  .serif{font-family:Newsreader,Georgia,serif}
  .nw{white-space:nowrap}
  @media (max-width:560px){.nw{white-space:normal}}
  /* nav */
  header{position:sticky;top:0;z-index:10;background:rgba(247,244,238,.88);backdrop-filter:blur(8px);border-bottom:1px solid transparent}
  header.scrolled{border-bottom-color:var(--line)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:68px}
  .brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:600;letter-spacing:.01em}
  .brand img{width:30px;height:30px;border-radius:6px}
  .links{display:flex;align-items:center;gap:28px;font-size:14px;color:var(--muted)}
  .links a{text-decoration:none}.links a:hover{color:var(--ink)}
  .btn{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:11px 20px;font-weight:500;font-size:15px;text-decoration:none;transition:.2s}
  .btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy-2)}
  .btn-ghost{border:1px solid var(--line);background:transparent}.btn-ghost:hover{border-color:var(--ink)}
  .links .btn{color:#fff;padding:9px 16px;font-size:14px}
  /* hero */
  .hero{padding:72px 0 40px;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
  .eyebrow{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);display:flex;align-items:center;gap:10px}
  .eyebrow:before{content:"";width:22px;height:1px;background:var(--gold)}
  h1{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(40px,5.2vw,62px);line-height:1.05;letter-spacing:-.015em;margin:18px 0 20px;color:var(--navy)}
  h1 em{font-style:italic;color:var(--ink)}
  .lede{font-size:18px;color:#3A4552;max-width:540px;margin:0 0 30px}
  .ctas{display:flex;gap:12px;flex-wrap:wrap}
  .fine{margin-top:22px;font-size:13px;color:var(--muted);display:flex;gap:18px;flex-wrap:wrap}
  .fine span:before{content:"✓";color:var(--gold);margin-right:6px}
  /* report mock */
  .sheet{background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:0 30px 60px -30px rgba(15,42,74,.35),0 2px 6px rgba(15,42,74,.06);overflow:hidden;transform:rotate(-.6deg)}
  .sheet-top{background:var(--navy);color:#fff;padding:18px 22px}
  .sheet-top small{display:block;font-size:10.5px;letter-spacing:.16em;opacity:.7}
  .sheet-top b{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:24px}
  .sheet-body{padding:18px 22px 22px}
  .verify{border:1px solid #CFE3D6;background:#F3FAF5;border-left:4px solid var(--ok);border-radius:8px;padding:12px 14px;margin-bottom:16px}
  .verify p{margin:0 0 10px;font-size:12.5px;color:var(--ok);font-weight:600}
  .stats{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
  .stats div{font-size:10.5px;color:var(--muted);line-height:1.3}
  .stats b{display:block;font-size:20px;color:var(--ok);font-weight:600}
  .refrow{display:grid;grid-template-columns:30px 1fr auto;gap:10px;align-items:start;padding:10px 0;border-top:1px solid var(--line);font-size:12.5px}
  .refrow .id{font-weight:600;color:var(--navy)}
  .refrow .d{color:var(--muted);font-size:11.5px}
  .refrow .days{font-weight:600;color:var(--navy);white-space:nowrap}
  .quote{margin-top:12px;border-left:3px solid var(--gold);padding:4px 0 4px 12px}
  .quote .bar{height:8px;border-radius:4px;background:#ECE7DD;margin:7px 0}
  .quote small{font-size:11px;color:var(--muted)}
  /* sections */
  section{padding:84px 0}
  .kicker{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:#80630E;font-weight:600}
  .band .kicker{color:var(--gold)}
  h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(30px,3.6vw,42px);line-height:1.12;color:var(--navy);margin:10px 0 16px;letter-spacing:-.01em}
  .sub{color:#3A4552;max-width:680px;font-size:17px}
  .band{background:var(--navy);color:#E9EEF4}
  .band h2{color:#fff}.band .sub{color:#C9D3DF}
  .grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px}
  .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}
  .card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px}
  .card h3{margin:14px 0 8px;font-size:17px;font-weight:600;color:var(--navy)}
  .card p{margin:0;color:var(--muted);font-size:15px}
  .icon{width:38px;height:38px;border-radius:10px;background:var(--gold-soft);display:grid;place-items:center;color:var(--navy)}
  .steps .card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.12)}
  .steps .card h3{color:#fff}.steps .card p{color:#C9D3DF}
  .num{font-family:Newsreader,Georgia,serif;font-size:44px;line-height:1;color:var(--gold)}
  .stat-line{display:flex;gap:48px;flex-wrap:wrap;margin-top:44px;padding-top:30px;border-top:1px solid rgba(255,255,255,.14)}
  .stat-line div{font-size:14px;color:#C9D3DF}
  .stat-line b{display:block;font-family:Newsreader,Georgia,serif;font-weight:400;font-size:40px;color:#fff}
  /* pricing */
  .price{display:flex;flex-direction:column}
  .price .amt{font-family:Newsreader,Georgia,serif;font-size:46px;color:var(--navy);margin:6px 0 2px}
  .price .per{color:var(--muted);font-size:14px;margin-bottom:16px}
  .price ul{list-style:none;padding:0;margin:0 0 4px;color:#3A4552;font-size:15px}
  .price li{padding:7px 0;border-top:1px solid var(--line)}
  .price.feature{border:1.5px solid var(--navy);box-shadow:0 20px 40px -28px rgba(15,42,74,.5)}
  .tag{align-self:flex-start;font-size:12px;font-weight:600;color:var(--navy);background:var(--gold-soft);padding:4px 10px;border-radius:999px}
  .note{margin-top:22px;color:var(--muted);font-size:14px}
  /* faq */
  details{border-top:1px solid var(--line);padding:20px 0}
  details:last-child{border-bottom:1px solid var(--line)}
  summary{cursor:pointer;list-style:none;font-weight:500;font-size:17px;color:var(--navy);display:flex;justify-content:space-between;gap:20px}
  summary::-webkit-details-marker{display:none}
  summary:after{content:"+";color:var(--gold);font-size:22px;line-height:1}
  details[open] summary:after{content:"–"}
  details p{color:#3A4552;margin:12px 0 0;max-width:760px}
  .faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px}
  /* contact */
  .contact{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:48px;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
  .contact a.mail{font-family:Newsreader,Georgia,serif;font-size:26px;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--gold)}
  footer{padding:40px 0 56px;color:var(--muted);font-size:13px}
  footer .row{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:24px}
  @media (max-width:900px){
    .hero{grid-template-columns:1fr;padding-top:40px}.sheet{transform:none}
    .grid4{grid-template-columns:1fr 1fr}.grid3{grid-template-columns:1fr}
    .faq,.contact{grid-template-columns:1fr}.links a:not(.btn){display:none}
    .contact{padding:28px}
  }
  @media (max-width:560px){.brand{font-size:15px;white-space:nowrap}.brand img{width:26px;height:26px}.links .btn{white-space:nowrap;padding:8px 13px;font-size:13px}.grid4{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.stat-line{gap:28px}}
  /* content pages */
  .page-hero{padding-top:64px;padding-bottom:8px}
  .page-hero h1{font-size:clamp(36px,4.4vw,52px)}
  .crumbs{font-size:13px;color:var(--muted);margin-bottom:6px}.crumbs a{text-decoration:none}
  .prose{max-width:760px;font-size:17px;color:#2B3542}
  .prose h2{font-size:clamp(26px,2.8vw,32px);margin-top:48px}
  .prose h3{font-family:Inter,system-ui,sans-serif;font-size:18px;color:var(--navy);margin:28px 0 8px}
  .prose p,.prose li{line-height:1.7}
  .prose ul{padding-left:20px}.prose li{margin:6px 0}
  .prose a{color:var(--navy);text-decoration-color:var(--gold);text-underline-offset:3px}
  .prose .callout{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:10px;padding:18px 20px;margin:24px 0}
  .prose table{border-collapse:collapse;width:100%;margin:16px 0;font-size:15px}
  .prose th,.prose td{border-bottom:1px solid var(--line);padding:10px 8px;text-align:left;vertical-align:top}
  .prose th{color:var(--navy);font-weight:600}
  .updated{font-size:14px;color:var(--muted)}
  .footer-links{display:flex;gap:18px;flex-wrap:wrap}.footer-links a{text-decoration:none}.footer-links a:hover{color:var(--ink)}
  .cta-band{margin:56px 0 0;background:var(--navy);color:#fff;border-radius:16px;padding:32px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
  .cta-band p{margin:0;font-family:Newsreader,Georgia,serif;font-size:24px}
  .cta-band .btn{background:#fff;color:var(--navy)}